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Information how to buy property in Spain

Information how to buy property in Spain. Below are the necessary information that you should know before and during the process of buying property in Spain. Very useful compendium of knowledge on the acquisition of a house or apartment in Spain. Property taxes in Spain, the total costs associated with buying a home in Spain, notary fees and legal aspects while buying property by foreigners in Spain. Also information about the cost to maintain the house, villa or apartment in Spain after the purchase of real estate in Spain. How much will it cost to maintain the house or apartment in Spain. All the answers you will find on our website.

Polish citizen and property in Spain

After year 2004 when Poland join the European Union, a citizen of our country is treated on a par with the citizens of the EU and without further formalities can become full owner of any real estate in Spain. Buying a property in this beautiful and friendly country for foreigners, it's a great idea and a step forward to change your reality.
More and more people from our country decides to move to Spain and investment in foreign real estate. And Spain has for years remained destination number 1 in the world, for the purchase of foreign real estate by Polish citizens.


Spain is great for everybody! Both looking from the point of view of "hard" investor, seeking favorable investment capital abroad and the possibility of multiplying their earned savings. And the person or family looking for a vacation home or long stays in Spain. As well as for people seeking residence in the warm and healthy climate, on a well-deserved retirement. Increases our awareness. More and more often, Polish citizens, come to the same conclusion as the British, Irish, Scandinavians, Dutch, Belgians and Germans, decades ago.

Definitely better, cool autumns and cold Polish winter, spending in southern Europe than to "freeze" in their own country. This thesis is supported also by other important facts, such as low-cost airline in Europe, which for a dozen euros or couple of hundreds of Polish zloty, offer us a cheap flight from Warsaw, Gdansk, Krakow, Poznan, Wroclaw to Alicante (Costa Blanca) and Malaga ( Costa del Sol). Also direct flights from Poland to Valencia, Barcelona and Madrid. Not to mention cheap car hire at Alicante airport and other parts of Spain.

Another important factor, perhaps the most important, in favor of moving or investment on the Costa Blanca or Costa del Sol in Spain, may be the fact that Poland, from year to year, it becomes more and more expensive country to live, and the costs of maintaining the property in Poland are much higher than the cost of maintaining the property in southern Spain.

All aspects concerning property buying in Spain by Polish citizens, can also be found on the website of the Polish Embassy in Madrid. Search in Trade and Investment tab - Polish Embassy in Madrid. Also visit property purchase in Spain on our website.

Costs of buying property in Spain

How much will it cost me to maintain a house or apartment in Spain? What are the total costs of buying a property in Spain? This is an important question ...
Generally speaking, the cost of the purchase of real estate is about 13% of its total value (spring-summer 2017) and like this you should calculate your budget, thinking about buying a house or apartment in Spain. To illustrate (below) is an example of the total cost of buying an apartment in the sample price of 150,000 Euro.

Apartment for 150,000 Euro purchase costs example

A total of 19,500 euros in costs (around 13%)
So the total cost of property purchase will be 150,000 euro + 19,500 euro = 169.500 euro

For more information about the required documents, the details of the process of buying real estate in Spain, obtaining a mortgage in Spain, etc. Is available on our website in the section devoted to information about property buying process in Spain. Also, information on the total cost of the purchase you will get before signing the preliminary contract in our office.

Costs of property maintenance in Spain

What are the costs of maintaining a property in Spain?
How much will I pay per month for my property in Costa Blanca?

What is it and how much it costs "comunidad" in Spain

First the good news: The cost of maintaining an apartment, villa or a house in Spain is much lower than in Poland. For a simple example, two bedrooms apartment (two bedrooms and living room) and about 60m2, located on the urbanization with communal pool in locations around: Orihuela Costa - Torrevieja - Alicante. The cost will vary in the range of 250-300 euros per annum, payable every 6 or 12 months. This is called "Comunidad" in Spain and generally accepted standard payment method is every 6 or 12 months.


However, on the very exclusive urbanizations and developmetns with few swimming pools, a well-tended Mediterranean garden, the "Comunidad" can reach up to 100-150 euros per month or more. The price of maintenance is mainly determined by the size and quality of common parts on the urbanization: the gardens and swimming pools, the amount of elevators in buildings, etc.

For the property type - detached house with a plot, there are no "Comunidad", except that, the property belongs to the urbanization and have common parts. There are of course in Spain very exclusive estates, where monthly maintenance costs 500 - 700 euros and more. (Including such properties we have available in our listing).

Real estate tax in Spain or I.B.I

I.B.I or Impuesto sobre Bienes Inmuebles. More about this tax on the Spanish Wikipedia: check I.B.I Espana. In addition to the cost of maintaining the property in Spain, described above, there is an annual property tax to pay, or cadastral tax, the so-called. "Suma" or I.B.I tax, which is paid every year in the month of October. Payment of the tax depends on the size of the property and location. Those taxes are not high and to illustrate the apartment with an area of about 60m2 near Alicante, Torrevieja and Orihuela Costa - the cost of this tax ranges from 150 to 250 euros per year.


Why maintenance of a property in Spain is so cheap? An important factor determining the low maintenance property in Spain (we're talking about the southern shores of the Mediterranean - Costa del Sol, Costa Brava, Costa Blanca, Costa de Almeria, Costa de la Luz, Costa Calida and a few other 'Costas') is that lack of permanent heating, or central heating systems.

In the winter months, from the beginning of December to the end of February/March, the heating is mainly used air conditioning or small stoves, oil/gas, which are enough to heat your home or apartment. Some of the property with "south" orientetion, even in winter they don't need heating, because its sunrays are sufficient to heat the building. It's also a very important factor to consider when looking for a property in Spain to purchase. Especially if you're going to spend winter in Spain.

Electricity and water bills in Spain

Electricity bill - payable every two months (according to the consumption from the meter).
Water bill - payable every three or two months, according to the consumption (in this bill also includes rubbish disposal on the premises, street cleaning and street lighting on the urbanistation).

Property rentals in Spain

How much can i generate from property rental in Spain? How much money i will get to rent a house, apartment or villa?
This is a very common question from our clients.
A great idea to generate passive income may be idea of renting a property in Spain. Both the long-term lease and short term rental can be a good source of investment income for property owner.

Our agency has been intensively renting out property in Spain for last 10 years. If you buy a property through our sales office and decide you want to rent it out, we automatically add your house, apartment or villa, signing a relevant agreement to our database of rental apartments and houses in Spain, which you can see on our website dedicated to property leases in Spain: IBERMAXX rental properties in Spain (link to the IBERMAXX rentals, opens in new window).

House in Spain, villa on Costa Blanca or Costa del Sol, studio apartment, commercial premises, or attractive apartment can be a good source of additional income and generate a steady income for the owner of a property in Spain.



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Costa Blanca SW - Torrevieja +34 966 444 615
Costa Blanca N - Alicante +34 695 457 100
Costa del Sol - Marbella +34 608 521 773

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