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Costa Blanca SW - Torrevieja +34 966 444 615
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Information how to buy property in Spain

Information how to buy property in Spain. Below are the necessary information that you should know before and during the process of buying property in Spain. Very useful compendium of knowledge on the acquisition of a house or apartment in Spain. Property taxes in Spain, the total costs associated with buying a home in Spain, notary fees and legal aspects while buying property by foreigners in Spain. Also information about the cost to maintain the house, villa or apartment in Spain after the purchase of real estate in Spain. How much will it cost to maintain the house or apartment in Spain. All the answers you will find on our website.

Polish citizen and property in Spain

After year 2004 when Poland join the European Union, a citizen of our country is treated on a par with the citizens of the EU and without further formalities can become full owner of any real estate in Spain. Buying a property in this beautiful and friendly country for foreigners, it's a great idea and a step forward to change your reality.
More and more people from our country decides to move to Spain and investment in foreign real estate. And Spain has for years remained destination number 1 in the world, for the purchase of foreign real estate by Polish citizens.

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Spain is great for everybody! Both looking from the point of view of "hard" investor, seeking favorable investment capital abroad and the possibility of multiplying their earned savings. And the person or family looking for a vacation home or long stays in Spain. As well as for people seeking residence in the warm and healthy climate, on a well-deserved retirement. Increases our awareness. More and more often, Polish citizens, come to the same conclusion as the British, Irish, Scandinavians, Dutch, Belgians and Germans, decades ago.

Definitely better, cool autumns and cold Polish winter, spending in southern Europe than to "freeze" in their own country. This thesis is supported also by other important facts, such as low-cost airline in Europe, which for a dozen euros or couple of hundreds of Polish zloty, offer us a cheap flight from Warsaw, Gdansk, Krakow, Poznan, Wroclaw to Alicante (Costa Blanca) and Malaga ( Costa del Sol). Also direct flights from Poland to Valencia, Barcelona and Madrid. Not to mention cheap car hire at Alicante airport and other parts of Spain.

Another important factor, perhaps the most important, in favor of moving or investment on the Costa Blanca or Costa del Sol in Spain, may be the fact that Poland, from year to year, it becomes more and more expensive country to live, and the costs of maintaining the property in Poland are much higher than the cost of maintaining the property in southern Spain.

All aspects concerning property buying in Spain by Polish citizens, can also be found on the website of the Polish Embassy in Madrid. Search in Trade and Investment tab - Polish Embassy in Madrid. Also visit property purchase in Spain on our website.

Costs of buying property in Spain

How much will it cost me to maintain a house or apartment in Spain? What are the total costs of buying a property in Spain? This is an important question ...
Generally speaking, the cost of the purchase of real estate is about 13% of its total value (spring-summer 2017) and like this you should calculate your budget, thinking about buying a house or apartment in Spain. To illustrate (below) is an example of the total cost of buying an apartment in the sample price of 150,000 Euro.

Apartment for 150,000 Euro purchase costs example

A total of 19,500 euros in costs (around 13%)
So the total cost of property purchase will be 150,000 euro + 19,500 euro = 169.500 euro

For more information about the required documents, the details of the process of buying real estate in Spain, obtaining a mortgage in Spain, etc. Is available on our website in the section devoted to information about property buying process in Spain. Also, information on the total cost of the purchase you will get before signing the preliminary contract in our office.

Costs of property maintenance in Spain

What are the costs of maintaining a property in Spain?
How much will I pay per month for my property in Costa Blanca?

What is it and how much it costs "comunidad" in Spain

First the good news: The cost of maintaining an apartment, villa or a house in Spain is much lower than in Poland. For a simple example, two bedrooms apartment (two bedrooms and living room) and about 60m2, located on the urbanization with communal pool in locations around: Orihuela Costa - Torrevieja - Alicante. The cost will vary in the range of 250-300 euros per annum, payable every 6 or 12 months. This is called "Comunidad" in Spain and generally accepted standard payment method is every 6 or 12 months.

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However, on the very exclusive urbanizations and developmetns with few swimming pools, a well-tended Mediterranean garden, the "Comunidad" can reach up to 100-150 euros per month or more. The price of maintenance is mainly determined by the size and quality of common parts on the urbanization: the gardens and swimming pools, the amount of elevators in buildings, etc.

For the property type - detached house with a plot, there are no "Comunidad", except that, the property belongs to the urbanization and have common parts. There are of course in Spain very exclusive estates, where monthly maintenance costs 500 - 700 euros and more. (Including such properties we have available in our listing).

Real estate tax in Spain or I.B.I

I.B.I or Impuesto sobre Bienes Inmuebles. More about this tax on the Spanish Wikipedia: check I.B.I Espana. In addition to the cost of maintaining the property in Spain, described above, there is an annual property tax to pay, or cadastral tax, the so-called. "Suma" or I.B.I tax, which is paid every year in the month of October. Payment of the tax depends on the size of the property and location. Those taxes are not high and to illustrate the apartment with an area of about 60m2 near Alicante, Torrevieja and Orihuela Costa - the cost of this tax ranges from 150 to 250 euros per year.

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Why maintenance of a property in Spain is so cheap? An important factor determining the low maintenance property in Spain (we're talking about the southern shores of the Mediterranean - Costa del Sol, Costa Brava, Costa Blanca, Costa de Almeria, Costa de la Luz, Costa Calida and a few other 'Costas') is that lack of permanent heating, or central heating systems.

In the winter months, from the beginning of December to the end of February/March, the heating is mainly used air conditioning or small stoves, oil/gas, which are enough to heat your home or apartment. Some of the property with "south" orientetion, even in winter they don't need heating, because its sunrays are sufficient to heat the building. It's also a very important factor to consider when looking for a property in Spain to purchase. Especially if you're going to spend winter in Spain.

Electricity and water bills in Spain

Electricity bill - payable every two months (according to the consumption from the meter).
Water bill - payable every three or two months, according to the consumption (in this bill also includes rubbish disposal on the premises, street cleaning and street lighting on the urbanistation).

Property rentals in Spain

How much can i generate from property rental in Spain? How much money i will get to rent a house, apartment or villa?
This is a very common question from our clients.
A great idea to generate passive income may be idea of renting a property in Spain. Both the long-term lease and short term rental can be a good source of investment income for property owner.

Our agency has been intensively renting out property in Spain for last 10 years. If you buy a property through our sales office and decide you want to rent it out, we automatically add your house, apartment or villa, signing a relevant agreement to our database of rental apartments and houses in Spain, which you can see on our website dedicated to property leases in Spain: IBERMAXX rental properties in Spain (link to the IBERMAXX rentals, opens in new window).

House in Spain, villa on Costa Blanca or Costa del Sol, studio apartment, commercial premises, or attractive apartment can be a good source of additional income and generate a steady income for the owner of a property in Spain.

Guaranteed rental in Spain through IBERMAXX office

When buying a real estate with IBERMAXX we will add your property to our database of rental (link to IBERMAXX rental website above) properties on Costa Blanca. We don't promise, we deliver.
We don't advertise our properties as 6%, 10% or 15% percent return on investment, as we know from practice that this is complete nonsense, which has no basis in reality.
The reality on the Spanish property market is completely different, sometimes worse and sometimes better. After purchasing also advise you where and how to advertise your property to get a good income from rent.

Real estate on the Costa Blanca our specialization

Costa Blanca in southern Spain, remains one of the most attractive areas for investment and  for the purchase of an apartment or single-family home in Spain. Also, tourist and climate support this great southern Europe region.

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This is one of the most beautiful areas of southern Spain. More and more Polish people decide to buy a house, a villa, own a land or to build a new house. Or even invest into commercial premises to conduct their own business here. Many families are choosing to move to Spain. Sending children to Spanish schools, Spanish universities and colleges in the Cervantes's country.

The climate on the Costa Blanca

The main reason why the Costa Blanca and Alicante area, enjoying such success for many years, for people thinking about moving, or real estate investments in the region are: more than 320 sunny days a year; mild, sunny winter , beautiful, sandy and uncontaminated beaches of the Costa Blanca. Well-kept cities and towns, fantastic roads and motorways, modern airports of Alicante, Murcia (San Javier) - the new airport in Murcia opening soon.

Extremely healthy climate on the Costa Blanca, especially for the elderly. In addition, around the town of Torrevieja there are a special microclimate because of the salty lakes surrounding the city and the mining of salt. In the area of Lo Pagan on the Costa Calida (approx. 80km from Alicante to the south) are healing mud used in rheumatic diseases and skin disorders. Go to IBERMAXX information-guide - all about the Costa Blanca in Spain on IBERMAXX rentals/accommodations website.

Costa Blanca beaches

Sandy and free. All beaches in Spain are free. Most of the beaches of Orihuela Costa, Torrevieja, Alicante and Costa Blanca each year they get a Blue Flag of the European Union. This is the award for outstanding cleanliness of beaches, water and land sites for sunbathing, showers, deck chairs, etc. Leaving only a few kilometers from major cities such as Alicante and Torrevieja, we come across dozens of kilometers of quiet, often deserted beaches. The Costa Blanca also have a lot of beaches for nudists.
Go to IBERMAXX information/guide - top 10 beaches on the Costa Blanca on the IBERMAXX rentals website.

Alicante the Costa Blanca's capital

The provincial capital - the city of Alicante. The population of 330,000 inhabitants (data from 2016). Beautiful, lively all year round, a large city that is the "gateway" of the Costa Blanca. Alicante Airport is called El Altet, located 9km away from the city center of Alicante.
Low cost airlines connect Poland and Alicante (less than 3 hours flight from Poland). Direct flights to Alicante from Warsaw (Norwegian airlines), Krakow, Wroclaw, Gdansk, Poznan (Ryanair).
Above the town dominate the picturesque ruins of the castle of Santa Barbara. Broad, colorful crowd filled the streets of this city, are a magnet for tourists and people looking for a good vacation in Spain or to buy real estate from all over Europe. The cosmopolitan atmosphere. Great city to visit.

In Alicante there are language schools of Spanish language, a large university in Alicante, in which study students from tUnited States, Canada and European countries. Also language schools in Alicante are available for you. A lot of citizens of the United Kingdom, Germany, Sweden, Norway, Denmark and other Western European countries have property in Alicante and the surrounding area.
In Alicante there is no problem with the car rental companies or finding accommodation in a hotel or apartment. Alicante is a great city for shopping, choosing to upscale Spanish restaurant in Alicante, tapas bar, or a small, charming cafe and walk along a stunning seaside promenade. Where the whole family can have a great time for the whole day. Be sure to visit Alicante on the Costa Blanca in Spain. Go to IBERMAXX information/guide to Alicante on IBERMAXX rentals website.

Torrevieja on Costa Blanca

City of Torrevieja. The population of approximately 120,000 inhabitants (data from 2016). Other sources, for example. Wikipiedia, give a smaller number because not all residents of Torrevieja are reporting in their properties after purchase.
Alicante airport is just 45km away. Excellent geographical location of the city determines its exceptional qualities of climate and health. Torrevieja lies between two salt lakes and the sea. Healty air from the salt lagoons and the sea, creating a special microclimate for the city. High salt content in the air, makes the climate very healthy, especially for the elderly people. The air is crystal clear, there are no factories or industries. "Zero" environmental pollution.

The World Health Organization declared Torrevieja as a one of the best and healthiest places to live for humans. It attracts tourists and families who want to buy a property and investors from all over Europe. Also the infrastructure of the former, a fishing town in recent years has made tremendous progress. Built large shopping centers, seaside promenades, many new schools, highways and roads. The city is growing by leaps and bounds.
Great transport links with other parts of Spain and the rest of Europe, are situated in Torrevieja, as an attractive place to buy an apartment, villa or your dream home in Spain. Check our offers for sale of real estate in Torrevieja and the surrounding area.
Go to IBERMAXX information/guide to Torrevieja on IBERMAXX rentals/accommodations in Spain.

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Costa Blanca SW - Torrevieja +34 966 444 615
Costa Blanca N - Alicante +34 695 457 100
Costa del Sol - Marbella +34 608 521 773

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